COMMERCIAL INSURANCE
OFFICES – GOLD & PLATINUM
insure
your office
//ensure the future
OFFICES – GOLD & PLATINUM
The Gold, Platinum insurance packages are designed for Offices.
This insurance provides cover for the buildings and other permanent installations, stocks, machinery, furniture, office equipment and other contents, as a result of loss of or damage caused by specific insured perils or in respect of other covers and benefits. In addition, a series of other covers and benefits are also included in the cover depending on the package of insurance cover chosen.
Gold
Platinum
Fire, Lightning or Thunderbolt
✓
✓
Bush Fire
✓
✓
Short Circuit Fire
✓
✓
Smoke from Fire
✓
✓
Explosion
✓
✓
Earthquake or Volcanic Eruption
✓
✓
Storm or Tempest and Flood
✓
✓
Impact on the Buildings
✓
✓
Aircraft Fall
✓
✓
Accidental Escape of Water or Domestic Oil or Other Liquid
✓
✓
Riots, Strikes, Lock-out
✓
✓
Malicious Damage
✓
✓
Loss of Damage to the Contents due to Theft or Attempted Theft
✓
✓
Architects’ and Surveyors’ Fees
✓
✓
Debris Removal
✓
✓
Buildings Guard (Limit Per Event/ Annual Limit)
€500/ €1.000
€500/ €1.000
Employees’ Personal Effects (Annual Limit)
€1.000
€1.000
Cost for locating the cause of leakage (Annual Limit)
€1.000
€1.000
Loss of Water or Domestic Oil or Other Liquid (Annual Limit)
€1.000
€1.000
Accidental Damage to Neon or Other Signs or Tents (Annual Limit)
€1.000
€1.000
Short Circuit (Limit Per Event/ Annual Limit)
€1.000/ €2.000
€1.000/ €2.000
Goods in Transit (Limit Per Vehicle/ Annual Limit)
€2.000/ €4.000
€2.000/ €4.000
Fidelity Guarantee (Limit Per Event/ Annual Limit)
€2.000/ €4.000
€2.000/ €4.000
Accidental Damage to External Aerials and Security Systems (Annual Limit)
€2.000
€2.000
Accidental Breakage of Mirrors (Annual Limit)
€3.000
€3.000
Money at the Buildings (Annual Limit)
€3.000
€3.000
Money in Transit (Annual Limit)
€3.000
€3.000
Damage to the Buildings due to Theft or Attempted Theft (Annual Limit)
€5.000
€5.000
Accidental Fall of Trees or Poles (Annual Limit)
€5.000
€5.000
Personal Accident during Theft or Transfer of Money (Limit per Person/ Annual Limit)
€5.000/ €10.000
€5.000/ €10.000
Public Liability (Limit per Event/ Annual Limit)
€200.000
€200.000
Alternative Accommodation (Monthly Limit/ Annual Limit)
€1.000/ €6.000
Accidental Damage to Office Electronic Equipment (Annual Limit)
€3.000
Damage to Frozen Goods (Annual Limit)
€3.000
Loss of Rent
(*)
(*)
Loss of Profits
(*)
(*) Optional Cover with payment of an additional premium