COMMERCIAL INSURANCE
SHOPS – GOLD & PLATINUM
insure
your shop
//ensure the future
SHOPS – GOLD & PLATINUM
The Gold, Platinum insurance packages are designed for specific business enterprises and retail Shops.
This insurance provides cover for the buildings and other permanent installations, stocks, machinery, furniture, office equipment and other contents, as a result of loss of or damage caused by specific insured perils or in respect of other covers and benefits. In addition, a series of other covers and benefits are also included in the cover depending on the package of insurance cover chosen.
Gold
Platinum
Fire, Lightning or Thunderbolt
✓
✓
Bush Fire
✓
✓
Short Circuit Fire
✓
✓
Smoke from Fire
✓
✓
Explosion
✓
✓
Earthquake or Volcanic Eruption
✓
✓
Storm or Tempest and Flood
✓
✓
Impact on the Buildings
✓
✓
Aircraft Fall
✓
✓
Accidental Escape of Water or Domestic Oil or Other Liquid
✓
✓
Riots, Strikes, Lock-out
✓
✓
Malicious Damage
✓
✓
Loss of Damage to the Contents due to Theft or Attempted Theft
✓
✓
Architects’ and Surveyors’ Fees
✓
✓
Debris Removal
✓
✓
Buildings Guard (Limit Per Event/ Annual Limit)
€500/ €1.000
€500/ €1.000
Employees’ Personal Effects (Annual Limit)
€1.000
€1.000
Cost for locating the cause of leakage (Annual Limit)
€1.000
€1.000
Loss of Water or Domestic Oil or Other Liquid (Annual Limit)
€1.000
€1.000
Accidental Damage to Neon or Other Signs or Tents (Annual Limit)
€1.000
€1.000
Short Circuit (Limit Per Event/ Annual Limit)
€1.000/ €2.000
€1.000/ €2.000
Goods in Transit (Limit per Vehicle/ Annual Limit)
€2.000/ €4.000
€2.000/ €4.000
Fidelity Guarantee (Limit per Event/ Annual Limit)
€2.000/ €4.000
€2.000/ €4.000
Accidental Damage to External Aerials and Security Systems (Annual Limit)
€2.000
€2.000
Accidental Breakage of Mirrors (Annual Limit)
€3.000
€3.000
Money at the Buildings (Annual Limit)
€3.000
€3.000
Money in Transit (Annual Limit)
€3.000
€3.000
Damage to the Buildings due to Theft or Attempted Theft (Annual Limit)
€5.000
€5.000
Accidental Fall of Trees or Poles (Annual Limit)
€5.000
€5.000
Personal Accident during Theft or Transfer of Money (Limit per Person/ Annual Limit)
€5.000/ €10.000
€5.000/ €10.000
Public Liability (Limit per Event/ Annual Limit)
€200.000
€200.000
Alternative Accommodation (Monthly Limit/ Annual Limit)
€1.000/ €6.000
Accidental Damage to Office Electronic Equipment (Annual Limit)
€3.000
Damage to Frozen Goods (Annual Limit)
€3.000
Loss of Rent
(*)
(*)
Loss of Profits
(*)
(*) Optional Cover with payment of an additional premium